Why National General Is The Best RV Insurance Company Out There
National General has been accredited by the Better Business Bureau since 1960 and currently has an A+ rating.1 We picked this company as the best overall RV insurer because it offers a lot of customization options, insures almost any type of RV (including trailers), and provides myriad discounts. In addition, it’s easy to get an initial quote online. Prices can be as low as $271 (before discounts) per year, which includes comprehensive and collision coverage, personal effects, vacation liability, and RV emergency expenses.
National General is one of the largest insurance companies to offer one of the widest varieties of insurance for all classes of RVs (even including pop-up trailers). Aside from general liability, you can get coverage for specialized equipment, full replacement cost, and personalized belongings as add-ons. Plus, you can get coverage whether you’re a full-time RVer or only use your vehicle recreationally.
The company also provides the option to suspend your coverage if your RV is in storage, and you can earn both safe driver discounts when you complete an RV driving course and low mileage discounts. Other perks include search assistance if your RV is stolen or totaled (customer service reps will find you a new RV similar to your old one), a theft reward of $500 to whoever provides leads for finding your vehicle, free RV inspections after repairs, and emergency coverage of $250 a day for food and lodging expenses if you’re more than 50 miles from home.